Authors: Karanatak Shruthi, Associate Professor Dr. Ganesh Malla
Abstract: This study focuses on evaluating the financial performance of Axis Bank using ratio analysis. Financial performance is an important indicator of a bank’s operational efficiency, profitability, and stability. The study uses key financial ratios such as Return on Equity (ROE), Return on Assets (ROA), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR) to analyze the bank’s performance over a period of five years. The data used in this study is secondary in nature and has been collected from the annual reports of Axis Bank. The findings reveal that Axis Bank has shown improvement in profitability and operational efficiency over the years. The study concludes that ratio analysis is an effective tool for evaluating financial performance and provides useful insights for investors, management, and stakeholders.
